:root {
  --navy: #031143;
  --royal: #0d47a1;
  --cyan: #18d8ff;
  --silver: #dce8f7;
  --bg: #f5f8fc;
  --surface: #ffffff;
  --surface-alt: #eef4fa;
  --card: #ffffff;
  --dark: #071a3d;
  --border: #d9e5f2;
  --divider: #e8eef6;
  --text: #031143;
  --secondary: #45607f;
  --muted: #7288a6;
  --inverse: #ffffff;
  --success: #10b981;
  --success-bg: #eafbf4;
  --warning: #f59e0b;
  --warning-bg: #fff7e8;
  --danger: #ef4444;
  --danger-bg: #fff1f2;
  --info-bg: #eafbff;
  --grad-brand: linear-gradient(180deg, #031143 0%, #0d47a1 100%);
  --grad-cyan: linear-gradient(180deg, #0d47a1 0%, #18d8ff 100%);
  --grad-dashboard: linear-gradient(180deg, #031143 0%, #0a2f73 52%, #18d8ff 100%);
  --grad-wallet: linear-gradient(180deg, #031143 0%, #0d47a1 58%, #52c7ff 100%);
  --shadow-sm: 0 4px 12px rgba(3, 17, 67, 0.06);
  --shadow-md: 0 8px 24px rgba(3, 17, 67, 0.1);
  --shadow-lg: 0 16px 40px rgba(3, 17, 67, 0.14);
  --radius-card: 20px;
  --radius-button: 16px;
  --radius-input: 14px;
  --radius-pill: 999px;
  --container: 1180px;
  --gutter: 24px;
  --header-h: 86px;
  --font-body: "Manrope", sans-serif;
  --font-heading: "Space Grotesk", sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--text);
  background:
    radial-gradient(circle at top left, rgba(24, 216, 255, 0.11), transparent 32%),
    radial-gradient(circle at top right, rgba(13, 71, 161, 0.1), transparent 28%),
    linear-gradient(180deg, #f8fbff 0%, var(--bg) 100%);
  line-height: 1.65;
  overflow-x: hidden;
}

main {
  padding-top: var(--header-h);
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
textarea {
  font: inherit;
}

.container {
  width: min(var(--container), calc(100% - (var(--gutter) * 2)));
  margin-inline: auto;
}

.sr-only {
  position: absolute !important;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link {
  position: absolute;
  top: 14px;
  left: -999px;
  z-index: 1001;
  background: #fff;
  color: var(--text);
  padding: 12px 16px;
  border-radius: 999px;
  box-shadow: var(--shadow-md);
}

.skip-link:focus {
  left: 14px;
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.86);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(217, 229, 242, 0.8);
  box-shadow: 0 8px 24px rgba(3, 17, 67, 0.04);
  transition: box-shadow 0.25s ease, background 0.25s ease;
}

.site-header.is-scrolled {
  background: rgba(255, 255, 255, 0.94);
  box-shadow: var(--shadow-md);
}

.header-inner {
  min-height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
}

.brand img {
  width: 56px;
  flex: 0 0 auto;
}

.brand-word {
  font-family: var(--font-heading);
  font-size: 1rem;
  letter-spacing: 0.08em;
  font-weight: 700;
  color: var(--text);
  white-space: nowrap;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-link {
  padding: 12px 14px;
  color: var(--secondary);
  font-weight: 700;
  border-radius: 14px;
  transition: color 0.25s ease, background 0.25s ease;
}

.nav-link:hover,
.nav-link.is-active {
  color: var(--text);
  background: rgba(24, 216, 255, 0.08);
}

.nav-cta {
  display: flex;
  gap: 12px;
  margin-left: 10px;
}

.icon-btn {
  width: 46px;
  height: 46px;
  display: inline-grid;
  place-items: center;
  border: 1px solid var(--border);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.86);
  color: var(--text);
  box-shadow: var(--shadow-sm);
  cursor: pointer;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.icon-btn:hover {
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
  border-color: rgba(24, 216, 255, 0.4);
}

.hamburger,
.hamburger::before,
.hamburger::after {
  width: 18px;
  height: 2px;
  background: var(--text);
  border-radius: 999px;
  display: block;
  position: relative;
  transition: transform 0.25s ease, opacity 0.25s ease;
}

.hamburger::before,
.hamburger::after {
  content: "";
  position: absolute;
  left: 0;
}

.hamburger::before {
  top: -6px;
}

.hamburger::after {
  top: 6px;
}

.nav-toggle {
  display: none;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  padding: 0 20px;
  border: 1px solid transparent;
  border-radius: var(--radius-button);
  font-weight: 800;
  letter-spacing: 0.01em;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease, background 0.25s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  color: var(--inverse);
  background: var(--grad-cyan);
  box-shadow: 0 16px 32px rgba(13, 71, 161, 0.22);
}

.btn-secondary {
  color: var(--text);
  background: var(--surface);
  border-color: rgba(13, 71, 161, 0.18);
  box-shadow: var(--shadow-md);
}

.btn-soft {
  color: var(--text);
  background: linear-gradient(180deg, rgba(24, 216, 255, 0.08), rgba(13, 71, 161, 0.08));
  border-color: rgba(24, 216, 255, 0.22);
}

.btn-invert {
  color: var(--text);
  background: var(--surface);
  box-shadow: var(--shadow-md);
}

.btn-soft-dark {
  color: var(--inverse);
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(220, 232, 247, 0.16);
}

.hero,
.section {
  padding: clamp(64px, 9vw, 108px) 0;
}

.hero {
  position: relative;
  overflow: hidden;
}

.hero-grid,
.split-grid,
.operations-grid,
.faq-grid,
.contact-layout {
  display: grid;
  gap: 28px;
  align-items: start;
}

.hero-grid {
  align-items: center;
  grid-template-columns: 1.05fr 0.95fr;
}

.eyebrow,
.section-kicker,
.card-kicker {
  margin: 0 0 12px;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--royal);
}

.hero-copy h1,
.inner-hero h1,
.section h2,
.final-cta h2,
.partnership-panel h2,
.policy-card h2,
.contact-form-card h2 {
  margin: 0;
  font-family: var(--font-heading);
  line-height: 1.02;
  letter-spacing: -0.03em;
}

.hero-copy h1 {
  font-size: clamp(2.9rem, 6vw, 5.25rem);
  max-width: 11ch;
}

.lead,
.section-copy,
.inner-hero p,
.contact-card p,
.contact-form-card p,
.policy-card p {
  color: var(--secondary);
  font-size: 1.02rem;
}

.lead {
  max-width: 58ch;
  margin: 18px 0 0;
}

.cta-row,
.trust-row,
.partnership-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.cta-row {
  margin-top: 28px;
}

.trust-row {
  margin-top: 18px;
}

.trust-row span {
  padding: 10px 14px;
  border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid rgba(217, 229, 242, 0.9);
  box-shadow: var(--shadow-sm);
  color: var(--text);
  font-weight: 700;
  font-size: 0.92rem;
}

.metric-strip {
  margin-top: 28px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.metric-card,
.surface-card,
.service-card {
  border-radius: var(--radius-card);
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(217, 229, 242, 0.85);
  box-shadow: var(--shadow-sm);
}

.metric-card {
  padding: 18px;
}

.metric-value {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.7rem;
  line-height: 1;
  margin-bottom: 10px;
}

.metric-label {
  color: var(--secondary);
  font-weight: 700;
}

.hero-panel {
  position: relative;
  overflow: hidden;
  padding: 28px;
  border-radius: 28px;
  color: var(--inverse);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.07), rgba(255, 255, 255, 0)),
    var(--grad-dashboard);
  box-shadow: var(--shadow-lg);
  isolation: isolate;
}

.hero-panel__halo {
  position: absolute;
  inset: auto auto -10% -12%;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(24, 216, 255, 0.35), transparent 72%);
  filter: blur(20px);
  z-index: -1;
}

.hero-panel__top,
.wallet-card__head,
.signal-card__title {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
}

.status-pill,
.wallet-chip {
  display: inline-flex;
  align-items: center;
  padding: 10px 14px;
  border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(220, 232, 247, 0.16);
  color: rgba(255, 255, 255, 0.86);
  font-size: 0.82rem;
  font-weight: 800;
}

.wallet-card {
  margin-top: 22px;
  padding: 24px;
  border-radius: 24px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.1), rgba(255, 255, 255, 0)),
    var(--grad-wallet);
  border: 1px solid rgba(220, 232, 247, 0.12);
  box-shadow: 0 16px 34px rgba(0, 0, 0, 0.16);
}

.wallet-card p,
.wallet-card h2,
.wallet-card span,
.hero-panel__grid p,
.hero-panel__grid h3,
.assurance-card p,
.assurance-card h3 {
  margin: 0;
}

.wallet-card p {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.92rem;
}

.wallet-card h2 {
  margin-top: 10px;
  font-family: var(--font-heading);
  font-size: clamp(2rem, 3vw, 2.8rem);
  line-height: 1;
}

.wallet-card__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 18px;
}

.wallet-card__meta span {
  padding: 8px 12px;
  border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.84);
  font-size: 0.84rem;
}

.hero-panel__grid {
  margin-top: 18px;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 16px;
}

.signal-card,
.transaction-card,
.assurance-card {
  border-radius: 22px;
  padding: 20px;
  background: rgba(7, 26, 61, 0.42);
  border: 1px solid rgba(220, 232, 247, 0.14);
}

.signal-card__title span,
.card-kicker {
  color: rgba(220, 232, 247, 0.72);
}

.signal-card__title strong {
  color: var(--cyan);
  font-size: 0.95rem;
}

.signal-bars {
  display: grid;
  gap: 12px;
  margin-top: 16px;
}

.signal-bars div {
  display: grid;
  gap: 6px;
}

.signal-bars label {
  font-size: 0.83rem;
  color: rgba(220, 232, 247, 0.76);
}

.signal-bars span {
  display: block;
  width: 100%;
  height: 10px;
  border-radius: 999px;
  background: rgba(220, 232, 247, 0.12);
  overflow: hidden;
}

.signal-bars i {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: var(--grad-cyan);
}

.transaction-list {
  list-style: none;
  padding: 0;
  margin: 16px 0 0;
  display: grid;
  gap: 14px;
}

.transaction-list li {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  color: rgba(255, 255, 255, 0.84);
  font-weight: 700;
}

.transaction-list strong {
  color: var(--cyan);
}

.assurance-card {
  margin-top: 16px;
}

.assurance-card h3 {
  margin-top: 10px;
  font-family: var(--font-heading);
  font-size: 1.42rem;
}

.assurance-card p {
  margin-top: 10px;
  color: rgba(220, 232, 247, 0.78);
}

.split-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.feature-stack {
  display: grid;
  gap: 18px;
}

.highlight-card,
.mini-card,
.operation-card,
.quote-card,
.contact-card,
.contact-form-card,
.policy-card,
.final-cta {
  padding: 24px;
}

.highlight-card {
  background:
    radial-gradient(circle at top right, rgba(24, 216, 255, 0.16), transparent 38%),
    linear-gradient(180deg, rgba(13, 71, 161, 0.06), rgba(255, 255, 255, 0.92));
}

.highlight-card h3 {
  margin: 0 0 10px;
  font-family: var(--font-heading);
  font-size: 1.5rem;
}

.mini-grid,
.service-grid,
.operations-stack,
.policy-layout {
  display: grid;
  gap: 16px;
}

.mini-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.mini-card strong {
  display: block;
  font-size: 1.05rem;
  margin-bottom: 8px;
}

.mini-card span {
  color: var(--secondary);
}

.section-muted {
  background: linear-gradient(180deg, rgba(238, 244, 250, 0.64), rgba(245, 248, 252, 0.96));
  border-top: 1px solid rgba(217, 229, 242, 0.8);
  border-bottom: 1px solid rgba(217, 229, 242, 0.8);
}

.section-head {
  text-align: center;
  margin-bottom: 28px;
}

.section-head .narrow {
  max-width: 58ch;
  margin-inline: auto;
}

.service-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.service-card {
  padding: 24px;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: rgba(24, 216, 255, 0.35);
}

.service-icon {
  width: 56px;
  height: 56px;
  display: inline-grid;
  place-items: center;
  border-radius: 18px;
  background: linear-gradient(180deg, rgba(13, 71, 161, 0.1), rgba(24, 216, 255, 0.14));
  color: var(--royal);
  margin-bottom: 18px;
}

.service-icon svg {
  width: 24px;
  height: 24px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.service-card h3,
.operation-card h3,
.contact-card h3 {
  margin: 0 0 10px;
  font-family: var(--font-heading);
}

.service-card p,
.operation-card p,
.contact-card p,
.quote-card p,
.policy-list,
.policy-card p {
  margin: 0;
  color: var(--secondary);
}

.operations-grid {
  grid-template-columns: 0.9fr 1.1fr;
  align-items: center;
}

.operations-stack {
  grid-template-columns: 1fr;
}

.operation-card {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 18px;
  align-items: start;
}

.operation-card strong {
  width: 54px;
  height: 54px;
  display: inline-grid;
  place-items: center;
  border-radius: 18px;
  background: var(--info-bg);
  color: var(--royal);
  font-family: var(--font-heading);
}

.section-dark,
.inner-hero {
  color: var(--inverse);
  background:
    radial-gradient(circle at top left, rgba(24, 216, 255, 0.18), transparent 36%),
    var(--grad-brand);
}

.inner-hero {
  padding: clamp(80px, 12vw, 132px) 0 72px;
}

.inner-hero__content {
  max-width: 60rem;
}

.inner-hero h1 {
  font-size: clamp(2.6rem, 5vw, 4.4rem);
}

.inner-hero p,
.on-dark {
  color: rgba(255, 255, 255, 0.78);
}

.partnership-panel {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 24px;
  align-items: center;
  padding: 32px;
  border-radius: 28px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(220, 232, 247, 0.12);
  box-shadow: var(--shadow-lg);
}

.carousel-track {
  display: grid;
  grid-auto-flow: column;
  grid-auto-columns: minmax(320px, 1fr);
  gap: 18px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scrollbar-width: none;
  padding-bottom: 8px;
}

.carousel-track::-webkit-scrollbar {
  display: none;
}

.quote-card {
  scroll-snap-align: start;
  display: grid;
  gap: 16px;
}

.quote-mark {
  color: var(--royal) !important;
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.2em;
  font-weight: 800;
}

.quote-meta {
  display: grid;
  gap: 2px;
}

.quote-meta span {
  color: var(--muted);
}

.carousel-controls,
.carousel-dots {
  display: flex;
  gap: 10px;
  margin-top: 16px;
}

.carousel-controls {
  justify-content: flex-end;
}

.carousel-dots button {
  width: 10px;
  height: 10px;
  border: 0;
  border-radius: 999px;
  background: rgba(3, 17, 67, 0.18);
  cursor: pointer;
}

.carousel-dots button[aria-current="true"] {
  background: var(--cyan);
}

.faq-grid {
  grid-template-columns: 0.84fr 1.16fr;
  align-items: start;
}

.accordion {
  display: grid;
  gap: 12px;
}

.accordion details {
  padding: 18px 22px;
  border-radius: var(--radius-card);
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(217, 229, 242, 0.9);
  box-shadow: var(--shadow-sm);
}

.accordion summary {
  cursor: pointer;
  list-style: none;
  font-weight: 800;
  color: var(--text);
}

.accordion summary::-webkit-details-marker {
  display: none;
}

.answer {
  padding-top: 12px;
  color: var(--secondary);
}

.final-cta {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 20px;
  align-items: center;
  background:
    radial-gradient(circle at top right, rgba(24, 216, 255, 0.16), transparent 34%),
    rgba(255, 255, 255, 0.95);
}

.site-footer {
  padding: 56px 0 28px;
  background: rgba(255, 255, 255, 0.84);
  border-top: 1px solid rgba(217, 229, 242, 0.8);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 24px;
}

.footer-brand p {
  max-width: 34rem;
  color: var(--secondary);
}

.footer-brand-lockup {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 12px;
}

.footer-brand-lockup img {
  width: 82px;
  flex: 0 0 auto;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.footer-links h3 {
  margin: 0 0 12px;
  font-family: var(--font-heading);
  font-size: 1rem;
}

.footer-links a {
  display: block;
  padding: 6px 0;
  color: var(--secondary);
}

.footer-links a:hover,
.contact-card a:hover,
.copyright a:hover,
.policy-card a:hover {
  color: var(--royal);
}

.copyright {
  margin-top: 28px;
  padding-top: 22px;
  border-top: 1px solid rgba(217, 229, 242, 0.9);
  color: var(--muted);
}

.copyright a {
  color: var(--royal);
}

.to-top {
  position: fixed;
  right: 18px;
  bottom: 18px;
  width: 48px;
  height: 48px;
  border: 0;
  border-radius: 18px;
  color: var(--inverse);
  background: var(--grad-cyan);
  box-shadow: var(--shadow-md);
  cursor: pointer;
}

.contact-layout {
  grid-template-columns: 0.78fr 1.22fr;
  align-items: start;
}

.contact-stack {
  display: grid;
  gap: 16px;
}

.contact-card a {
  font-weight: 800;
  color: var(--text);
}

.form-head {
  margin-bottom: 24px;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.field {
  display: grid;
  gap: 10px;
}

.field-full {
  grid-column: 1 / -1;
}

.field span {
  font-weight: 800;
  color: var(--text);
}

.field input,
.field textarea {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: var(--radius-input);
  background: rgba(255, 255, 255, 0.96);
  padding: 16px 18px;
  color: var(--text);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.6);
  transition: border-color 0.25s ease, box-shadow 0.25s ease, transform 0.25s ease;
}

.field input:focus,
.field textarea:focus {
  outline: none;
  border-color: rgba(24, 216, 255, 0.8);
  box-shadow: 0 0 0 4px rgba(24, 216, 255, 0.12);
  transform: translateY(-1px);
}

.form-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-top: 24px;
}

.form-feedback {
  margin: 0;
  color: var(--secondary);
  font-weight: 700;
}

.form-feedback.is-success {
  color: var(--success);
}

.form-feedback.is-error {
  color: var(--danger);
}

.policy-layout {
  grid-template-columns: 1fr;
}

.policy-list {
  padding-left: 20px;
}

.policy-list li + li {
  margin-top: 8px;
}

.reveal {
  opacity: 0;
  transform: translateY(16px);
  filter: blur(3px);
  transition: opacity 0.5s ease, transform 0.5s ease, filter 0.5s ease;
}

.reveal.is-in {
  opacity: 1;
  transform: translateY(0);
  filter: blur(0);
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation: none !important;
    transition: none !important;
  }

  .reveal {
    opacity: 1;
    transform: none;
    filter: none;
  }
}